Track spending, build your net worth, and let AI import your statements, roast your habits, and review your months. The finance app built for how Gen Z actually manages money.
The free plan covers the basics. Pro brings in the AI.
Log every transaction with categories, notes, and card tracking. See exactly where your money goes each month.
Set spending limits by category and track progress with visual bars that shift from green to red as you approach your cap.
Link transactions to specific cards. See per-card spending breakdowns and track where each dollar actually lands.
Interactive donut and line charts give you a visual breakdown of spending by category and trends over 12 months.
Search transactions by name, notes, or category across every month. Click any result to jump right to it.
Play daily trivia, true or false, and spending challenges. Earn XP, build streaks, and actually learn something.
Upload any bank statement — PDF, screenshot, or CSV — and AI reads, cleans, and categorizes every transaction. Zero manual entry.
Get brutally roasted by AI about your spending habits daily. Painfully accurate, weirdly motivating. Shareable on X.
Full AI breakdown of each month — top spending, wins, concerns, and a personalized score out of 10.
We collect what's needed to run the app. Your financial data is stored securely in Google Cloud, used only to power your experience, and never sold or shared beyond the services required to make LightWork work.
We make money from Pro subscriptions — not your data. We don't sell, share, or monetize your financial information. Period.
Your data is encrypted in transit and at rest by Google Cloud. Sign-in is handled through Google OAuth — we never see your password.
We never ask for bank credentials or third-party account access. You control exactly what enters the app, always.
AI features send relevant spending data to our AI provider to generate a response. Nothing is retained after your request completes. You're never required to use AI features.
No complicated setup. No bank linking. Just you and your financial data.
One-tap sign in with Google. Your data is stored securely in Google Cloud and synced across all your devices. No passwords to remember, no setup required.
Log income, expenses, and investments manually — or use AI Import to upload bank statements and let us handle the categorization.
Charts, budgets, net worth, and year-end summaries give you a clear view of where your money stands. Plus get roasted by AI for motivation.
No credit card required. No trial limits. The free plan is yours forever.
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